I've been using Ilford Ilfostop. I have not tried water only.
I'm not a chemist, but I'm curious why plain water would act as an adequate stop bath.
It's not a stop bath in the sense that it does not stop the developper's action but rinse it off. I haven't tried it yet but if going this way I would definitely elect a 2 bath fix. Since we are not using the same stop this seems less likely, but still worse a try.
Apart from that, if you consider that only HC110/Ilfotech HC produces this artefact it really narrows down the possible cause(s). We just need to figure out what makes HC110 so specific. I can think of 3 things :
1. It's syrupy
2. It's a highly active, high contrast developer. But then I tried higher dilution with dev times over 10 minutes and still got the streaking.
3. It keeps forever.
I remember a long time ago when I used to develop in PMK, before I fell in love with HC110, the required agitation was 2 inversions every 15s to avoid artefacts. Maybe that can be a step before the Jobo rotary process. But from all my testing I think the best that can be achieve is to make the streaks barely visible, but there is always some trace of it.
I still can't help but wonder how I developed 100s of rolls with HC110 for so many years with the same equipment and no issues of the sort except maybe a couple times...