Thanks Stephen for reminding me of something I've known for the past forty years. Doesn't change an iota of what I've been stating. But it's probably useful info for others. Flare can be tested for, factored, and yes, largely eliminated (and yes, I know you're factoring the optical train too; but I don't want to turn this into a lens design thread). But flare is neither friend or enemy; it all depends. I sometimes deliberately allow it affect a select portion of the image, turn it into an esthetic tool. It's part of the magic of those old blue-sensitive shots by people like O'Sullvian and Muybridge. But a good magician never shows his hands. There are no hard rules, even for me personally. I approach each shot and its potential print on its own basis.
Matt - you are aware of "personal ASA" in relation to all of this back and forth chatter? Pre-visualization is far too an elastic or vacuous concept for this thread. No doubt there are all kinds of previous debates about it on the Forum in general. Minor White almost made a kooky religion out of it.
Peter - matrix metering is like shooting a shotgun at a scattered flock of geese, and hoping you get statistically lucky. Depends on who programmed the slot machine. There's nothing precise about that. If that's what you have in mind, ignore most of this thread. It won't make sense. I'm talking about comparing critical points in the film curve, which means having the ability to measure discrete spots in the scene itself. That's true of the Zone System as well, which you apparently are unfamiliar with. There is nothing "arcane" about any of this. That doesn't mean you need to apply any of it if you are already happy with your results. But better knowing the characteristics as well as limitations of films in a very specific manner has indeed helped many of us. Scientifically, film sensitometry, plotted as logarithmic "characteristic curves" is the common denominator standard behind everything. The Zone System is a popular teaching model for how to get predictable results exposing and developing film, based upon a simplification of sensitometry itself into discrete pigeonholed "zones", which is a good starting point, but certainly doesn't solve everything. If all this confuses you, just do what Stephen suggested, which is like trying improve your odds on the slot machine inside your camera.
Kodachromeguy - go to a used bookstore and find an old Kodak black and white film data guide. Somewhere in the earlier pages there will be a succinct explanation of how film curves are plotted toe onto straight line onto shoulder, and what that means, and how films differ in that respect. A lot of people also get help out of Ansel Adams' old book, The Negative. Other sections of that same book outline the basics of the Zone System. Much more involved texts are available, but I recommend something simple to start out. Just be aware that some of us on this particular thread are speaking about alternate methods due to a perceived weakness in the Zone System. But don't let that deter you or confuse you. Start with the basics first.