Packaged D-76 uses a sequestering agent to prevent reactions between the mixed components
This is a technicality, but I think there are two things that may be going on side by side in a commercially packaged developer that got mixed up in your statement here. I'll expand on a post by Photo Engineer here:
https://www.photrio.com/forum/threads/d76-vs-id11.61798/post-881340
One of them is sequestering, the other has to do with keeping dry ingredients from interacting with each other as well as possibly controlling the rate and/or order of dissolution. The sequestering agent (also often called a 'chelating' agent, although there's technically a difference even though the purpose and overall concept is the same) is intended to capture unwanted ions in the developer when it's mixed with water. In photographic developers, this is mostly aimed at capturing iron ions in (tap) water as they can trigger undesirable reactions in the developer that result in an unpredictable and short lifespan.
The other, which you are referring to, is a method that's usually called 'encapsulation', which basically consists of controlling particle makeup of the developer constituents. Through this method, it's possible to protect one or more constituents from interactions with their environment. This encapsulation can serve other purposes as well and may include for instance anti-caking agents that promote easy flow of the powder from the package.
Adding a chelating or sequestering agent to your DIY developer is easy. 'Calgon' used to be popular (sodium hexametaphosphate), EDTA is also often used. Encapsulation, on the other hand, isn't really feasible for the home darkroom user, at least not to the best of my knowledge.
Of course, all this fancy nuance changes nothing about what you recommended and I also subscribe to: just keep the dry ingredients separated and Bob's your uncle.