Thank you, "noseoil" and Sandy, for bringing me up to date. I mix my stock solutions from chemicals, no kit, and I use destilled water for the stock solutions, but tap water for the working solution. In these times, I am developing with 1:100, 24 °C, mostly HP5 (or cheaper equivalnets, rather) for 13 min,, 1st minute movement, then once every three minutes.
The cloudiness occurs in the -working- solution, a second or so after adding the water to the stock solutions which I pour in first. It occurs with higher dilutions also. I have never noted anything special with my tap water here, it tests neutral, but seems to be very slightly alkaloid, which is why I use, where considered nececessary, a little bit citric for the first rinse.
I never tried to use destilled water for the working solution.