So why do we all waste so much money on insurance if unwilling to use it occasionally? In my lifetime I've used auto insurance several times and not noticed an increase due to the claim (increases happen, but they happened without claims too), and homeowners insurance a couple of times with similar results. The only time I've had bad interaction with insurance was when my homeowners insurance (and everyone else they insured in California) was cancelled whether or not putting in a claim... after they had to settle a lot of claims from a natural disaster. Either the repairman has insurance for this kind of event or he doesn't, and if he does it seems like good business to use it in this situation.And then his insurer either jacks ups his rates through the roof or cuts him off. Either way he is out of business. Modern insurance companies are the biggest cons known to mankind. In this case I think he would be denied anyway. Sorry for the rant and please don't let this derail the thread.
More and more, "mint" is a term that alienates buyers. It says more about the seller than the item.
LOL... I skip the disgust phase.Yup. Mint, Vintage, Rare...all result in disgust followed shortly by my loss of interest in the item offered.
LOL... I skip the disgust phase.
And then his insurer either jacks ups his rates through the roof or cuts him off. Either way he is out of business. Modern insurance companies are the biggest cons known to mankind. In this case I think he would be denied anyway. Sorry for the rant and please don't let this derail the thread.
But he should have known enough to warn the customer that something like that might happen.
a lens with Fungus is a long way from being mint optically,,
Ian
If elements would have to be heated to clean the fungus from the lens, it seems to me that would inherently pose a risk and the client should have been made aware. It's not like the tech dropped the lens on a concrete floor. Unless incompetence was involved (like too much heat or too much force) the damage was within the realm of possible effects of the procedure and the client should have been informed of such.I really don't understand this expectation that all possible errors and bad fortune be disclosed. Even taking the word "all" out of the sentence... the most I've ever heard in a situation like this is, "well, I'll try but not sure I can do it." or "I'll do the best I can." Wasn't even that much said? Full disclosure of risk when getting stuff repaired just isn't a reality that I understand, except in the medical field where so many disclosures are made that often I'd rather risk death than have the needed procedure because the potential errors and bad fortune would be more difficult to live with.
It’s not about the mistake, it’s about the non-communication before and after. Strange if you know your client for 40 years. Perhaps from both sides then, but stillSo he made one mistake in his life. Do you live mistake free? I on the the other hand only made one mistake in my life. I thought that I had been wrong about something and it turned out that I had bee right all the time.
Give the man some slack.
I'm curious what was said immediately after "He apologized, and of course did not charge me for his time and effort." Honestly, though, I have no idea what I would have said had I been in that situation... could have been several things.
This takes the wisdom of Solomon and he is not here with us.
My response would certainly be full of expletives. Many addressed to me.It is a hard and awkward situation. On television shows the actors have teams of writers that supply them with perfect line, but life is not like that. It is a hard situation on both sides that started with less than good circumstances. The lens had problems that may or may not have been repairable and the options for repair were not attractive. This takes the wisdom of Solomon and he is not here with us.
On what grounds would the claim be denied? Apart from fungus it was usable now it isn't,
True enough, OP should have simply used the lens as-is. Would have given a nice "vintage" look. As for insurance, sometimes you have to accept that not everything is reimbursable.
If an item as rare and quite valuable had been entrusted to a professional and he managed to completely destroy it I would be asking, no demanding some form of compensation to which I would be entitled.
In UK if this happened and recompense was refused, we have a relatively cheap legal way to deal with it by way of what is known as the Small Claims Court. I think it costs about £50 to start an action. No legal representatives are present and the two parties represent themselves and the judges decision is final. The compensation is limited - I think to around £5000 and if this is not paid the plaintiff has the further option of using Court Bailiffs to seize property to the value of the damages awarded or if there is no money or goods, to make him bankrupt making the sure the other person will have his business which will destroy his business.
If an item as rare and quite valuable had been entrusted to a professional and he managed to completely destroy it I would be asking, no demanding some form of compensation to which I would be entitled.
In UK if this happened and recompense was refused, we have a relatively cheap legal way to deal with it by way of what is known as the Small Claims Court. I think it costs about £50 to start an action. No legal representatives are present and the two parties represent themselves and the judges decision is final. The compensation is limited - I think to around £5000 and if this is not paid the plaintiff has the further option of using Court Bailiffs to seize property to the value of the damages awarded or if there is no money or goods, to make him bankrupt making the sure the other person will have his business which will destroy his business.
Here in the US, try to collect.
Certainly wouldn't work that way here.I just went and attached his wife's checking account.
Certainly wouldn't work that way here.
You can't even attach a joint account, without an expensive Court Order that would require service of application on the other joint owner.
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