Once you have run out of the limited margin you have doing that without adjusting exposure, you too will have to do that "dogma" thing.
Development changes; -1, +1, etcetera... are used adjust the length/height of the curve, the contrast.
The choice of development: -1, +1, etcetera... determines how much contrast is possible. The characteristic curve shows this
Exposure choices just place certain subjects at certain points on the film's curve, it doesn't change how much contrast is available.
It is my understanding that the straight line portion of any film provides the most contrast on the curve, this appears to me to be true for both the separation of individual tones and for contrast in total.
Carefully matching the straight line portion of the curve to the SBR should provide the highest possible contrast from any film.
This careful match is what I might call shooting for a "full exposure" because the SBR "fills" the straight line.
Less than full exposure (what I might call an underexposure) results in negatives that don't fill the straight line so they hold fewer tones than that film curve is designed for.
Example;
My Delta 400, in my +1 developing process, with my metering style, will generally give me a full exposure if I shoot at EI500; the shadows fall at the same place as when I shoot Delta 400 at EI400 and develop "normally".
Moving from the "normal" EI400 to the +1 EI500 is not underexposure, it's just matching the film's curve to my metering method.
If I shoot my +1 process Delta 400 at EI640 (instead of it's tested 500) I get less contrast overall, fewer tones on the film, and less shadow detail because I chose to place my exposure lower on the curve.
I'm happy to "underexpose" and give up some shadow detail and overall contrast when I need a faster shutter speed, just to get a workable shot, but the contrast in the negative gets lower.
I'm happier when I can use my +2 process when I need to shoot at EI640 because that is where it tested at.
I don't normally use a +3 process for Delta 400 so if I need to shoot at EI800 or 1600 I just accept that the underexposure will get me thinner and thinner negatives with less and less contrast.
My point is that the most contrast is available at the film's tested speed point, underexposure past that point reduces the films contrast.