Well. One thing is for sure. After reading this thread I don't feel nearly as bad about being a totally uncoordinated, fumble fingers who regularly falls over his own feet.
For what it is worth,
1. The single most important thing for me is to make sure I have dry reels. I used to use my wife's hair dryer but I have so many now that I just rotate them.
2. If they do get dirty then they have to be cleaned. Once in awhile I put some of my reels on the top rack of the dishwasher and give them a good cleaning. I really don't do this very often but I probably should. It is amazing how much easier they are to load when they are clean.
3. I quit using a changing bag. I don't even know where mine are anymore. Now I just do it in the bathroom that has no windows. This actually didn't happen until the kids finally moved out. This might be the important thing I have done in recent years. Thinking back I can't remember having any serious problems since I did this.
4. Most of the problems I have now are with Jobo 2500 reels and it has everything to do with getting the 120 aligned so it is going into the reel straight. Otherwise the corners get caught in the reel along the outside edge. These problems usually only occur at the start and once I get the film aligned I usually have no problems. I think this is why some of you clip the corners. I haven't tried that yet but I might the next I load up some 120 film.
I will say that I do not try to load more than one strip of 120 film on a reel. I do know that it will fit from the days of loading 220 but I just haven't tried to learn that particular skill.
The only large format sheets I usually develop in a tank are 4x5 using the Jobo system. I also use some of Stearman Press's tanks like the SP-445 and the SP-810 daylight tank. They work pretty well. For whole plate and 11x14 I just use trays in the bathtub.
I have all kinds of tanks and reels, all plastic, and if I had to point out the biggest single thing I have done to make things easier, it is rotating my reels so they are always dry when I load them. But, since I live in high desert country, I'm sure that is a lot easier me to do than it would for someone in a damper part of out great big wonderful world.
I guess since my developing tank frustrations are now at a low ebb it is time for me to buy some stainless reels so I can start cussing in the darkroom again. "D