In the past 25 years I've lived in 20 different locations, I guess that makes me unstable. But I have a full-time job with a predictable salary, will probably rent the rest of my life, single (but not changing partners), no plans to be professional in any way, and I shoot film and have an enlarger in my spare bedroom for printing. I use my phone for every day stuff but film for the important things. I love the darkroom and the only reason I would want to own my own home is so that I could build a purpose-built darkroom for myself there. So I think I hit the descriptors for both groups. Like the others have said, not everything is so black and white and your generalizations tend to pigeon-hole people into one kind of life. We are not either/or.
Also, I would say, having lived in Japan off and on for nearly 15 years, that it is a lot less stable than it was in the past. People are not getting married and/or having children because salaries have not increased in decades and people can't afford to do either (or wait until they have enough money to do so, by then it's too late). The younger generation is single and there are a lot of virgins out there (over
40% of 18-35 year-olds - both sexes, and 25% of men over 30) - dating seems problematic here and people are happier spending time with their friends rather than navigating the dating pool (or they work such long hours it's almost impossible to meet/see someone). The population is set to drop from 127 million (at its peak a couple years ago) to about 100 million in 2050 because the country is super-aged and not enough young people are being born (not a new problem, the government has been aware of this since the 1970s, but have not implemented any real changes to deal with this issue). And yes, the younger generation practically lives on their phones, but it's also the younger generation that I see using film - not that often, but when I do, it's definitely not the older, more stable generation. Those old guys (and it's always old guys) switched over to the latest and greatest digital stuff years ago and have not looked back since.