I've used a variety of spot-meters all the way from the Pentax 1/21 analogue up to the Sekonic L758D digital and I've always carried an 18% grey card BUT I don't use the card for light-metering.
The card becomes a fixed visual reference for judging the tones of things. I place the card on rocks, tree bark, dirt, dry grass, concrete, and so on, in an attempt to develop a mental catalogue of
the visual world in terms of what's the same, what's darker, what's brighter, and by how much.
It is a great power of spot-meter use within the Zone System that any tone can be placed on any Zone. This is the "place" and "fall" technique; place one zone and see where the others fall.
My worry was to do the initial placing in a credible way. And knowing the inherent brightness and darkness of things helped me get the place correct with some confidence the fall would make sense too.