Well, I think I've met the enemy, and as usual it is me. I dropped a small high-intensity LED lamp inside the camera, inserted a film holder, turned out the darkroom lights and took a careful look. I should have done this when I first received the camera, but of course I was in a hurry to try it out. The (or at least a) problem was immediately apparent, namely operator error. I've been inserting the FH in all the way until it bottoms out, then tightening down the hold-down nuts. That seemed like the right way to ensure a solid fit and repeatable framing. But not so fast, my friend... That method caused the plastic ridge across the top of the FH (which is supposed to act as a locating ridge and fit exactly into a narrow groove across the top) to go PAST its mating groove by about 1/8". Since the locating ridge on the FH wasn't dropping into the groove for it, the ridge was actually holding the FH slightly away from a light-tight fit at the top.
After further careful inspection I also found that one of the plastic FH's I had set aside to use for this camera to be slightly warped. Not much, just a few thousandths, but then it doesn't take much. I don't think that was THE problem because the light leak happened with several different film holders, but since I have plenty of FH's that one has been trashed.
Will shoot and develop a few today and with luck will report the problem's been solved.
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Ok, test complete, before and after images attached. I made no mods to the camera, just properly seated the film holder this time. I see I also managed to get my shadow in the foreground, too. Sorry to have taken up bandwidth with this silly problem, but I do appreciate the thoughts and help on solving it.