A couple of comments to the above discussion:
First, developer will not work in an acid environment, even if it is present. The danger of exposing film to light after it has been in the stop for a while, but not yet in the fixer, is that the light itself will reduce some of the unfixed silver halide to silver, causing overall fog. This is usually very slow and weak, so often has no practical implication. It will, however, happen. I wouldn't expose my film to light while in the stop.
Second, if you use an alkaline fixer, regardless of whether you use an acid stop or not, the developer carried over in the film's emulsion will be reactivated. It actually does some more developing of the exposed part of the negative till the fixing process catches up with it and removes the undeveloped silver halides (this is a little bit of compensating development going on. There's another thread on PMK testing that I just posted to with this exact phenomenon). If you expose the film to white light in this scenario, you can (and likely will) get overall fog to some extent. Don't ask me how I know this... I use acid fixers for film now.
However, if you use an acid stop and an acid fixer, the film is in an acid environment and developer will not be re-activated in the fixer. Once the film has cleared, so has the danger of fogging from the light itself reducing the undeveloped halides. That is the thinking behind manufacturers' saying that it is safe to turn on the light after half the fixing time (in which time the film will have cleared, at least in fresh fixer).
So, I would, and do, turn on the white light after half or a little more of my fixing time has elapsed. I agitate my sheet film just a bit more securely with the light on.
And, doing film clip tests has more than one purpose. It is not useless at all. It is primarily useful for determining when your fixer is exhausted; when the clearing time is double that in fresh fix, it's time to toss the fixer. It is also useful for determining fixing time in partially-used fixer. I do clip tests before each batch to a) determine my fixing time for my fixer in whatever state of exhaustion it is in and b) determine when to toss it and mix fresh fix.
Plus, I usually figure in a 15% fudge factor after doubling or tripling the clip-test time to account for exhaustion of the fixer as it's being used. Try this: do a clip-test before fixing a batch of film and one immediately after. The time after will be 10-15% longer than the time before, which means that if you used just a simple doubling of the clip-test time, you have underfixed.
BTW, I fix for three times the clearing time with TMax films, as per Anchell and Troop's recommendation, since there is evidence to suggest that the silver iodide in the emulsion of these "high-tech" films takes longer to fix.
Plus, since film is coated on an impermeable base, a little extra fixing time will not hurt. And, it often helps get rid of the pink cast on Kodak films to fix it a bit longer.
Best,
Doremus
www.DoremusScudder.com