Try not to think about the print size, you're shooting 120mm - so you're all set in terms of available resolution. Shooting with an RZ is FUN and satisfying, you will not regret acquiring one. I started on 645 when I got into 120, and it was great for a while. When I got my hands on an RZ, the amount of work output DOUBLED instantly, I was just shooting way more, and I would say about 50/50 on the tripod. You DO NOT have to use a tripod with the RZ, despite what people say. I agree with what someone above said, maybe try an RB67 to save a few bucks. I saw a kit on Adorama for like $300 the other day.
At the end of the day, it is nice to have variety. Your 645 camera can be useful when you go out and you don't want to spend as much time composing, or you want a lighter haul. I just took my RZ out onto a frozen lake yesterday, no tripod, and I carried a second camera. Handheld RZ is a blast!