Update 1
I went shooting today and got two rolls of film exposed. Since my last post, I have been reading up on Kodak's instruction notes and I found in ONE of them, F-4043 for Tmax400, says that the posted development time for film are for creating good negative to be used for diffusion type enlargers. The document I was using, J-109 for XTOL, didn't mention anything about this. It goes on to say that for condenser type enlargers, contrast needs to be reduced by reducing the development time. I have an condenser type enlarger. It then points to a different page. On this page, it lists how much time to reduce for given developers but XTOL wasn't listed, so I guessed and reduced 20%. I also started using 1:1 dilution rather than full strength. Timing for this trial was 5:36 at 25C. The result is much nicer looking negatives but it was little on the light side. For the second roll, I increased the development time to 6:00. Got little darker but far lighter than my first negative that was developed.
Hopefully, I can try producing prints using these negatives tomorrow.
Right now, my goal is to produce a negative that prints well with #2 filter in somewhat more normal exposure time.