I've used the little flashmate for something like 15 years - great little meter. Not a lot of bells & whistles but gets the job done and works with strobes or constant light. Good resale value if you find it doesn't work for you.
As for polaroid - it may be easier to just shoot manually for polaroid tests. Also, you need to shoot some 'roids, save them, process your film and compare. Back in the days of all-sorts-of-pro-Polaroid, it was pretty common to find that EPP needed about a half stop more than the polaroid showed. You'll likely find differences to keep in mind down the road.
For black and white, you can use the Fuji 3000p - discontinued but there's still plenty out there to stock up on. Just adjust your exposure or meter for 3000 for the Polaroid exposure. I find it doesn't hold shadow detail like a final print, but it can show you a decent idea of exposure balance - and there's really something to be said for looking at a print and not through the viewfinder for complex lighting setups or composition. Stand back, walk away, peel a print, rub your chin & think it over... a DSLR is also handy for proofing your setup before committing to film, though for B&W you usually have to convert the image in the camera. With a fairly advanced DSLR, you can create JPEG settings that mimic your film a little more closely.
Either way, it can be very handy to show you little things you didn't catch through the viewfinder... stray reflections, hair out of place, etc.