Hi, the problem of dust getting on the negatives after processing is sort of the "dirty little secret" of photo lab work. If you've learned everything from books, internet, and that sort of thing then you were probably "not exposed" to how much of a problem dust is, or at least CAN be. The literature may say things like "handle film in a clean environment" or "avoid dusty conditions," and that sort of thing, but without in-person guidance it's pretty vague exactly what this means.
If you ever worked in a serious photo lab, you'd learn about this quickly. Every time you mishandle film, someone would let you know ("hey, don't swing that roll around," "don't lay that film down on the counter," "don't unroll that film so fast - do it slowly."). But on your own, dealing with dust that's largely too small to notice, or even smaller, it's hard to get a handle on this.
I've spent a lot of time in high volume labs, where dust can be a major problem. In pro work, it's taken as a fact of life that you need people who are skilled at "dust spotting," the technique of using a fine-tipped "paint brush" to delicately apply inks or dyes to the white (on the print) dust spot to hide it. Although these labs use a great deal of care to avoid dust problems, they do happen and must be dealt with, and "dust spotting" larger prints is usually more economical than reprinting.
I could probably write 50 or 100 pages on dealing with dust, but the basic rules are 1) try to keep relative humidity in the general range of 50% where you work (below ~30% static electricity doesn't bleed off the film easily, and it's like a magnet for dust; above ~70% your equipment can rust and mold grows readily). 2) Don't leave your film open to the environment any longer than necessary - keep it in protective enclosures (such as negative "sleeves") as much as possible. 3) Don't stir up dust in your work area; for example, don't sweep with a broom or otherwise stir up dust even an hour or two before getting the film out - very fine dust particles can stay in the air for a LONG time, especially if the air is being circulated. 4) Move fairly slowly when you are handling film. As others have said, people are large sources of dust in darkrooms - we shed dead-skin particles, our clothes carry all sorts of particles, etc. If you were to go into the darkroom and start slapping your hands against your arms, your legs, and your body, you would most likely put an incredible amount of tiny dust particles into the air. So just don't make any violent motions or run around while you have the film out - try to move slowed and deliberately when handling the film.
There is a lot more to it than this, but hopefully this will help make you aware of what a touchy issue dust control can be.