Ian Grant
Subscriber
FWIW, when Mamiya used to maintain their own film camera forum, it included advice from Mamiya USA that 120 film could be used in 220 inserts, but the extra thickness of the film would contribute to premature wear of the springs in the inserts.
IIRC, this was in reference to the 645 inserts.
I never bought a 220 film insert for my Mamiya 645 1000S and J, so was rather surprised to find I was using one with 120 film, I did loan my 645J to a friend for about a year so maybe she added the 220 insert.
The major issue is the extra thickness which you've rightly high lighted Matt wil weaken the pressure plate springs.
Ian