Mark,
With any film test it first. Some e6 films xprocess w/o any deviation from bx speed and require no on camera filtration others need some adjustments. E6 by its nature is built to stop light and is contrasty so blindly adding a stop will give you better shadows, an increase in saturation in the mids and blocked up highlights, but the added exposure will allow you to do more colour correction when printing. There is no rule of thumb for what is an 'older' film. To know whether or not a film can take extra exposure or not requires testing, either by having the dmax read by a densitometer or by use (expose, develop and print). Finding the best exposure/rating for a film is to test it using your equipment and your metering style -- no one can tell you what speed to rate any film.
Martin,
I have found that many films age gracefully (especially epp, epn e200). They lose density and maybe speed, but the colours stay relatively true (although the blacks are often less than light stopping black and tend to have a cast). These are films that can be crossprocessed and 'hammered with light,' but you'd want to do some tests first.