Many people think that digital is a big time and money saver. I think this is wrong. I work with both film and digital professionally so here is my opinion.
Digital you shoot more photos, often too much, requiring lots of hard drive space and more time editing. If you want to make ink jet prints, you will soon go down the rabbit hole of profiling and constantly rolling with and refilling clogged printers. This gets VERY expensive.
Scan and print negatives? Scanning takes a long time, requires a lot of Photoshop work to clean up, and then you have the hassles of the printers. I can walk into a darkroom and step out 30 minutes later with a silver print.
Again, I have done both extensively. Digital is definitely not the time/money saver many people imagine.
Time issues really comes down to how effectively one can setup their workflow, and how much time is saved or lost in film vs digital is going to be highly dependent on who is doing it, what exactly they're doing, and what they've so far invested in their processing and workflow.
My fully analog film and paper workflow is woefully slow -
Clean out the bathroom,
pull film gear out of its storage cabinet,
mix chemistry,
load development tanks,
measure out chemistry,
stand there developing,
hang film to dry,
pack film gear away,
put bathroom back together so my girlfriend doesn't get mad at me,
sort negatives into storage sleeves and do catalog entries,
clean out the bathroom again,
pull film gear out of its storage cabinet again,
set up extra gear for printing,
mix and measure chemistry as needed,
test print, try to decide if I'm happy with it,
fiddle with more test prints [maybe have to pack up and call it a day before I have a print I'm happy with...]
Digital workflow:
connect all memory cards, write project's global keywords, select base preset, and begin import,
Go make tea,
Come back, and begin culling and flagging.
Run through flagged images and apply ratings.
From top rated images, crop and quickly clean up as needed.
[Run through project and make call on involved images - Re-rate as needed for project's needs]
Finalize selections, and send to printer's...
My photo workstation also gets reused for other things in my life: Work, gaming, just watching videos, etc. If you don't use it for anything but photography, then a decent workstation that allows quick culling and editing is an awkwardly high cost, but it becomes far more justifiable if you can spread that cost over more of your overall life. Not sure what I could do to get double duty out of my darkroom film setup... [I still haven't picked up an enlarger, but I would hope I don't end up hanging clothes on it or something. May I could use it and explore semi-conductor fabrication?...]
I've not only managed to cull and sort thousands of images from a tournament in less time than I would often require to make a half dozen pure darkroom prints, but I've even put written and put together basic commemorative photo books for my team. [However I will admit to the ease of outsourcing final printing being a bit of a cheat... But being able to do that with confidence, and not risk an original negative being lost, is kind of a sweet perk of digital.]
Different mindsets, different goals, and a host of other things are going to impact one's cost. There is no one-size-fits-all rule here.
For me, digital comes out as cheaper for both time and money, and yet it is the option I pick the least often...