Dirt at the top of the prism would not be visible as these prisms are coated with a reflective layer. But fixtures can corrode these layers or they may have corroded out of themselves. In any case nothing to be repaired by a basic camera tinkerer, aside of exchanging the prism.
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I have a Bronica ETRSi Prism finder that had this problem .
Looking threw the viewfinder you would have said that there was a streak of black dirt inside it , very distracting .
Being a solid lump of glass it's clearly not inside it .
Having dismantled it to remove the prism it was clear that the foam/rubber on the top of it to provide a cushion between the glass and the metal body had degraded to a gooey mess and damaged some of the silver/aluminium coating from the ridge of the prism about 1/8" either side and about 1" long .
Not prepared to send a £20 finder to be re-silvered I tried a D.I.Y fix .
I bought a metallic silver marker pen ( like this ;
https://www.ebay.co.uk/itm/7F84-Pai...hash=item3fa9568347:m:mSx7a1wbfOzudBx9aG0wKtw ) and recoated the missing bit .
Despite it not being reflective , the repair made the prism seem as good as new .
As a black streak it was very noticeable and distracting , now you don't notice it .
As it was a small percentage of the viewfinder , and being for medium format film rather than 35mm I think this helps .
Also , being on the ridge and not in the middle of a flat area probably made this type of repair possible as it would be on the edge of the reflected image .
Had it been on a flat surface , that part of the image would never get to your eye and re-silvering ( or replacing the prism ) would be the only option .
This is definitely somewhere in/on the prism or viewfinder itself; it's not on the focusing screen or mirror in any event. It looks like a double line of dark dots, mirrored, running down the center of the field of view.
Yes, I would imagine it's damage to the reflective layer, since dirt on the outside of it would not be visible. That's a good point.
See above .
Most likely the same issue I had with the Bronica viewfinder .