I can break down my system and give you a practical example of how much lux there could be.
For example maybe you are trying to adjust your enlarger to a certain brightness to make a test setup...
My sensitometer is basically an electronic flash aimed up at a piece of glass with a Stouffer scale taped to the top. There's an ND filter in between, this helps make the graphs fit on paper for the films I use most ( 400 to 32 speed film).
The sensitometer has 3 choices of exposure times: 10 to the minus 2, 10 to the minus 3 and 10 to the minus 4...
So that's 1/100th second, 1/1,000th second and 1/10,000th second.
At 1/100th second (the "shutter" speed I use to test film) my unit delivers 100 lux to the film under the step that lines up with the "0" on my graph x-axis.
I have three x-axis markings on my graphs. There is the lux-seconds log marking at top (mcs = lux-seconds), the corresponding film speed just under it, and at the very bottom is the density of the step wedge.
http://www.beefalobill.com/images/sensitometry-CP1.pdf
An important thing about my top scale: I calibrated it by a simple practical method that is so obvious it's almost stupid. One of my graphs of TMY-2 happened to hit the ASA target. So I lined up the 400 where that curve crossed 0.10 above B+F.
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Back to the "Ref" - it seems geared towards color negative material. I think it is gray card 18%, because so much literature suggests shooting a gray card and measuring its density.
There isn't much emphasis on shooting gray cards in black and white.
I'll guess it's because color film is pretty much developed for a "standard" time for the best color balance. While black and white is developed for various times to increase/decrease contrast.
So the place you check for proper exposure for black and white is down in the shadows, while the point that you can easily check for proper exposure of color negatives can be in the middle gray.
ps I work for Kodak but the opinions and positions I take are not necessarily those of EKC. In other words the stuff I do at work has nothing to do with film, when it comes to film I am a hobbyist...