Following the thread for insights, but I am a HC110 and XTOL (XT3) user so my contribution will be to convolute and mess up a bit

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I'm picking up on B&W again and found myself with some of my 2020 bought stock. Back then I thought moving towards Delta for the premium qualities of it, aka fine grain and more enlargability. But for some reason, I go through the Deltas much more slowly compared to HP5/FP4. I seem to subconsciously save it for more special occasions. I'm actually starting to have a "moving target" situation between different development and EI regimes.
Ilford is offering 3 films counting Kentmere!!
Delta 100 is beautiful, I somehow still have rolls expiring 2020. I still have to shoot and soup it in XTOL/XT3, HC110 gave nice contrast but at EI80-100 it is a sign of speed loss. I do site track the discussion, as am a fan of avoiding any speed loss and "easy" development (HC110, XTOL, D76).
For D400 I have to run through my current stash. Souped some recently in XT3 at box speed, 11:30. Still have to print the negatives but they seem slightly flat and with slighter gray/higher base fog (vs HP5 in HC110), might have pulled them inadvertently -- as
@Steven Lee points out, D400 is marked as higher than box speed with XTOL at 500 for "negatives of normal contrast (Gbar 0.62)". The bolded out combinations in the table are not provided in the datasheet of the rest of films!
For a long time I've been genuinely curious about TMY400, but in Europe it comes at a hefty premium which I rather use towards Kodak colour film, and while at it support Ilford with their offering.