[...] which should have been XP3 but apparently some of their US marketing department were afraid of confusing their customers -- how stupid did they think we were?
You'll be amazed to learn that those who think they are smarter than most are irrelevant in terms of product marketing. In fact, I've learned in a couple of occasions that they are irrelevant in politics as well.
Chromogenics are easy enough to develop in a CPE-2 or similar but the very short times at high temperatures (100C) are hard to master with a small hand tank; conventional films are easier. I also find it easier to dry conventional films clean.
I think you meant 100F or 38C, which is not too hard to maintain just for 3m15s. However, it's easy to use 27C/77F and still get excellent results (the time has to be adjusted). It can be done easily in spiral tanks as well. More of a problem is that color developers are phenylenediamine derivatives and you want to be more careful in handling them.
I'm not certain about the kind of couplers that went into XP1, XP2 and XP2 Super. Generally, paper products use couplers that make more stable dyes (when combined with paper developers) than film materials. It is only recently when Fujifilm started applying stable couplers from color paper to color film. Astia, Velvia 100, etc. were the first products using this technology. The "new" Velvia 50 is going to be back to the old technology, though.
I have some XP2 from 1990s and although I didn't do densitometry on them I think they are thinner now (still printable). Some AGFA and Kodak color negatives from same era is also slightly faded or slightly color shifted. All these are still prefectly printable. I scanned them and take very little effort to adjust them digitally as well. Conventional b&w from the same era is still in perfect shape.
Not all modern sheet films are made on polyester. Some (if not many) color films still use acetate film base, even in sheet sizes. This is probably because there is no point in using more expensive material if the color dyes fade in a few decades.