Carpet beetles and their larvae do not prefer film for a feast. So, by the time you see damage from this insect and others, and by the time you see mold, mildew, fungus .. whatnot damage by anything like this, you will see serious damage to other things first. For example, you will probably see mold on walls or on wood surfaces, you will have mold on clothes along with mildew and etc.
So, those that suspect damage to film must look elsewhere to see if there is "collateral damage" going on first, as the film is not the primary attack point, nor the entry point. A damp basement with film stored in it will first show mold on walls and then on film. The mold creeps in via windows, vents and in damp spots and then spreads as it produces spores. It does not, by some miracle, appear suddenly on film. The same goes for carpet beetles. If you have them, then you probably also have a spider problem as the spiders are attracted indoors by the same route as the beetles.
So, if you have NO OTHER DAMAGE, then it is probably NOT mold, mildew, bacteria or carpet beetles.
A case in point is my own. I have an old suitcase filled with negatives nearly 100 years old. Recently, I found one side of it (near the wall) in our basement covered with mold. Inside, the negatives were totally unharmed. Boxes of negatives in another room were unharmed as well. Wiping the suitcase with Lysol was effective in removing the mold.
PE