Misery, as they say, loves company. Although my circumstances are not nearly as serious as yours I too feel my mojo has slipped away. Since early last year I have been spending a lot of time getting my house ready to sell, splitting time between Virginia and Michigan, selling my house, packing, moving out, buying and moving in to another house, being without a darkroom for several months then having to build a new one seemed to consume all of my time and energy.
My personal perspective is that art is the flame of a candle and life is the breeze that always threatens its extinguishment. I have found that it is easy to lose that tenuous connection to my art, and once lost is very difficult to reestablish. I am now at the point where I am wandering around looking for scenes that inspire me to set up my gear and expose some film, but the inspiration is hard to find. I think I just have to keep at it until the mojo returns, because the alternative, quitting photography, is not an option for me.
I will keep at it until the magic happens again for me, as I know it will for you, my friend.
Best,
Dan