I always hold the reel with my fingertips and turn it as gently as I can.The humidity is in the air! Plus, when your hands are in the changing bag, that adds humidity as well.
Changing bags and I have never got along well.
If you have a room you can make dark (even if only at night), then it is a good idea to load your tanks there, and then develop the film later when you can.
Just be sure to mark the tanks.
One further point - hold the reels gently, with your finger tips if possible. The harder you squeeze, the more likely you will cause the reels to bind.
I’m thinking about the pitch dark small warehouse which belongs to the building where I work and I might use it as a loading area....