Here's what I think will happen:
The more concentrated the developer, the faster it will act. So you will need to pick a time between 1:1 and stock. But you said it's cold there... so I was thinking the real time might be same as 1:1 at 68-degrees F (once you factor the temperature)...
Less than the recommended amount of developer per square unit of film surface area, the more development by-products will affect the rate of development... leading to less predictable development times. This might be a laboratory-condition difference when you are developing one-shot. I think the recommended amount of developer per unit area is more important when you are developing several rolls in a stock tank. Then after you have done that many rolls, you replace the developer to keep the next roll from having wildly different time due to development by-products. I once ran three batches of 6 or 7 4x5 sheets in 16 ounces of D-76 1:1 and I learned first-hand what they mean when they suggest 15% additional time if you go beyond the recommended capacity. (My first run was fine, but the second run could have used 15% more time... and my third run could have used another 15% more time).
So I would do 1:1 and only use the "right" amount to fill the Jobo tank to the most appropriate liquid level, then I'd add 15% to the 1:1 time to adjust for the fact that I was using less than the recommended amount of developer per square unit area. (Actually I'd be doing sensitometric exposures and densitometer readings and graph the results to come up with film characteristic and time-contrast curves... but I expect the story would be the same).