I guess you are right. It is just that every book I have read about photography and development makes a point about a water bath.
There are definitely times when tempering baths are necessary, such as when:
1) the target temperature is very different from a typical ambient temperature; or
2) the ambient temperature where you are is very different from 68F.
For an example of the former, consider some of the colour processes, which are designed for higher temperatures (100F for example). In that case the difference between the ambient temperature and the target temperature for the chemistry makes something like a water bath necessary.
For examples of the latter, try a search through the threads here, where you will find threads dealing with areas like the tropics which are too
warm for easy development near 68F - there you need cooled water in your water bath.
In 40 + years I've never had to use a tempering bath for black & white, but that's because I've always been able to work in moderate conditions.
Your right though to ask the question, because I have seen many references to tempering baths, its just that they are intended to deal with slightly unusual circumstances.
Have fun, and don't hesitate to look through APUG for answers. If you cannot find them, feel free to ask more questions.
Matt