Hi, I mostly concur with the other two posters.
Main use for a color meter seems to be to determine what camera filters to use with a color transparency film. You could also use it for color neg films if you just want to be closer to the film's native color balance. For example, if you want to use a normal (daylight balanced) color neg film under tungsten lighting, this is quite a stretch, so a filter might be called for. You could use a color meter for recs, although it seems more sensible (cheaper) to just look up the filters in a color conversion table.
Another use would be if you wanted to filter your flash to match ambient lighting.
To me, the biggest problem for color meters are with newer lighting, like the energy-efficient fluorescents or LED lights. I don't think the conventional meters are much good with these, because of the odd spectral-energy distributions. (I've compared Minolta and Gossen color meters vs spectrophotometer readings of energy-efficient fluorescents, and the color meters didn't do very well.)
Regarding the Macbeth ColorChecker, this was designed in the late 1970s as a reference tool for testing color reproduction (C.S. McCamy et al published a descriptive paper on it). It roughly mimics the spectral makeup of a few things, light and dark human skin included, along with a number of test colors. It was sized specifically to allow densitometer readings on a 35mm film frame, in addition to visual use.
You could use the chart to test different films or light sources. Without the chart, you might have to collect several human models, a few pieces of fruit, and a half-dozen samples of colored fabric. Every other person who tests has completely different test objects. The chart gives a standard reference object, and has become something of a de facto standard in the photo industry. Anyway, there are a number of possible uses, although an individual photographer might not find it very useful.