the OP mentioned that he used Richard Photo Lab for his developing on an order.
For one, they ARE NOT CHEAP. They cater to a lot of high-end wedding, portrait, and people photographers, generally, who have clients with lots of budget. People the likes of
Jose Villa go to RPL for their processing(and I believe scanning as well) needs. But he's worked his way into a niche, that a lot of other photographers are trying to mimic.
$30/roll for good quality, large-file scans, quality processing(they use a dip-n-dunk processor for all their film btw, at least the last time I was there 6mo ago) isn't all THAT bad. Well, when you consider overhead(they have a lot of full-time employees behind the scenes), you run your costs up quite a bit, and still have to make profit.
160S and 400H are great films, and render skintones(of all ethnicities) beautifully, IMO. I have assisted a number of wedding photographers who have shot, are still shooting, or are returning to using film, and LOVE the 400H emulsion. I've exposed it at iso 25 before(just for kicks), and it still held detail! IMO, its probably the best CN film for people photography(other than the late 160VC, my favorite) still available regularly on store shelves. Shoot it while you can kids, fine detail, creamy contrast range, and will help you make better looking photographs!
I like that shot of the VW bug btw, nice push in saturation, not over the top, but just enough. I've been shooting 160S in 35mm lately(taking a break from my normal 8x10/LF work), and its great to be able to take spontaneous photographs that only 35mm can allow.
-Dan