It means that the people posting on the Internet are not getting the density that they want in the darker areas of the composition with the equipment they are using, the way they meter, the way they develop, the way they print, etc.
As you can see, it is quite subjective and variable person to person.
It could just be a very contrasty film. Often people think that very contrasty films need to be rated slower than the ISO in order to fit their idea of what a film should capture.
Others, like me, say, "The film is just contrasty and does not easily capture detail in the darker areas. If that doesn't suit the picture I want, then I will tweak things to change the contrast."
The way I prefer to think about it, a film has a certain amount of contrast at any given rating and development, and I always use box speed unless I want to apply a blanket EC to the shot. If the luminance range of the composition exceeds that of the film, then I alter exposure and development to suit. I learn how to do this through experience and/or testing.
What I am saying is that the film may just be a very contrasty film by most people's standards when rated and developed at EI 200, and also that most people might get flat negs when following the manufacturer's recommended times. Instead of manually applying exposure and development tweaks to change this, many people simply apply a blanket EC to the film by down rating it, and read directly off of the meter instead of manually changing exposure from the meter reading. Doing so is effectively saying, "100% of the time, this film drops too much low-toned detail for me to get the prints I want."
It's really the same thing. I just generally prefer to learn the characteristics of the film, both straight and tweaked, and manually apply manipulation instead of building it into my meter reading.
In short, do your own testing to determine the contrast of the stuff for the way you shoot, develop, and print it.
...and YES, it is very likely that manufacturer's published ISO and developing times are just plain wrong for what you want.
...also, YES, downrate the film if you are unsure of yourself (i.e. have not tested yet). With a negative, it is generally better to be over than under.