I would go by practical experience with any particular optic. if the diaphagms becomes sluggish, focussing becomes sloppy, stiff or 'gritty', if there is more than a tiny amount of dust inside on internal optics or the apperture ring becomes loose or tight, are a few pointers. Other than that they are pretty reliable. Other than that I would leave them alone.
I have only had 3 lenses looked at in half a century of photography. One was an Olympus 21mm F3.5 where the rear element was badly scratched and that was replaced (I bought it for next to nothing) a Nikon F2.8 35mm whiuch I had converted to the Ai specification and a Rodagon 50mm 2.8 apo enlarging lens when the apperture ring siezed up.