Aw, come on, when I was looking at whether I could afford a Model 3 (no!), I seem to recall it was only going to cost about $2000 to get a second meter (house panel is at capacity) and charger on a post in the yard on top of the cost of the car. That's barely noticeable if you're buying a Model Y (and you likely have the 240V amperage available and a garage to install in).
If I can't charge at home, even a single motor Model 3 (at slightly more than twice what I paid for my Ford) would cost me more to operate than my 2015 Fiesta, and I'd have to drive several miles, fifteen minutes near enough, out of my way twice a week to charge up (instead of having literally a dozen choices within two minutes of my daily commute to fill up on unleaded, and at least three to get E15, which I only need once a week).