Do they have places in your area where you can buy surplus building materials at a discount? I live in the "RV Capital of the World" so you can't turn a corner around here without going past some sort of surplus business. My darkroom door, for example, is a regular interior hollow-core door and I picked it up for $10. It has a water stain about two inches across on the bottom -- and it was too long for my space, so I cut that end off. If you use a regular door, pay special attention to light sealing it. Take my word for it; self-adhesive foam strips will work well for about a week, then you'll spend the next n years learning new swear words. I ended up making flexible light-tight hinge strips out of 6-mil black plastic sheeting and it has held up well for the past five years. I don't think I could live without my staple gun...
Aside from surplus outlets, I bought the cheapest grade of 2x4's I could find -- they were seriously crummy and dirt cheap. I didn't need ruler-straight lumber and didn't give a fig about knots, so I saved some there. I like having dry-wall on the interior surface of my darkroom: I painted it dark gray and it's very easy to clean. I've had a darkroom where the walls and ceiling were 6-mil black plastic and it was cheap and it worked but it was a pain to clean and tended to attract dust, especially when the humidity went down.
I'm wondering whether you can sheath the walls the best you can with the insulation and just cover one side with the cheapest thin plywood or paneling you can find? Don't know prices in your area -- around here I think that drywall may be cheaper but if one of the outlets got in a load of surplus interior RV paneling, that might be a lot less expensive.
Exhaust fans -- try a bathroom exhaust fan. Snake the exhaust hose through a right angle or two and point the outlet end into a dark corner and it will be light-tight. Trust me on this -- buy the quietest one you can find! You'll thank me later.
Get someone who knows electrical work to do that for you. Maybe it's just me but it took me a lot of fooling around to get everything between my three power outlets and two switches correct. Remember to add a couple of outlets you don't think you need right now. You will need them, you just don't know it yet. Ok, I'm not an electrician.
Think about light management -- you don't want to be reaching for the exhaust fan switch and turn the white lights on by accident! I buried my white-light switch in the wall next to the doorway, so you actually reach into a little recess to flip it. That way I can't accidentally bump it in the dark. It's also on a wall with no other switches. The fan switch is near the fan, on a different wall. The safelight switch is on that wall, too, but about a foot and a half away from the fan switch and is actually a different kind of switch so that it feels different in the dark.
Umm, what else. Your floor is probably concrete: paint it, it will save you tremendous frustration with dust. Garage sales and auctions are the least expensive way to get tables and cabinets but building them yourself is almost as cheap and will more likely get you what you need for your space. 1x2" lumber and 1/2" plywood and some wood screws can do almost anything, if you sit back and think about it for a minute. Surprisingly, making things square is harder than it looks; equally surprising, good enough is not that hard. If a klutz like me can make these things, you shouldn't have any problem.
Have you thought about your sink yet?
Good luck! Don't forget a snapshot or two for us!
mjs