A long time ago, in the time before computers, my Nikkormat swung and bumped a rock on a trail in Hawaii (Kauai, where the road ends), and I was dumbfounded to see the filter all dented and smashed, broken glass all over, and the lens not affected. That taught me to not bump rocks.
Yes, one lesson is don't bump rocks. But the other lesson is what I was getting at: people tend to be more careless when they think a filter is "protecting" their lens. Here's how I look at it. If you had been using the lens cap, or even just the lens hood, nothing would have been broken at all. If it was a 77mm B+W mrc filter you hit, not only would you be VERY lucky it didn't scratch the lens, but you are certainly out $77 (plus shipping) for the filter. That's still a pretty big hit. This is why I just use the lens cap and don't mess with flimsy filters.
Kent in SD
It's much easier to wreck a reasonably expensive filter than to wreck the front element of a lens, that's for sure. That is the guiding philosophy of providing protection, .
But you're still out a lot of money. If you keep the lens cap on when not taking a shot, you're out no money at all. Filters are false "protection." To place a quality filter on each of my lenses that cost more than $500 would cost much more than a lens repair! It makes no economic sense. Add to that you are placing the one thing that is best at scratching glass--pieces of thin glass--right next to your lens.
Kent in SD
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