I'm from the camp that neglects to use Stop, maybe it ruins my photos, but it keeps prices down and reduces the amount of chemicals I need to keep track of. I often just wash my film a few times between developer and fix. (I will wash my film with salt water, and then fresh water, generally after the developer and the fixer, I read somewhere that military photographs and prints developed aboard navy ships using salt water for most washes except the final wash lasted longer than ones made by their army counterparts)
Honestly, any liquid developer is going to serve you fairly well. There definitely is differences, but I ain't entirely sure on them. I moved away from Sprint (despite getting it for free from my uni's darkroom) around the same time I started shooting large format (so really the last few months to half a year?). Financially, $50 for pyrocat 1L for 10L working solution has been pretty decent for me so far. Mostly because I ain't even through my second order of it. Granted, it's a weird developer that does weird developer things. And I stand develop. so, i guess consider my opinions invalid.
I've heard good things about xtol, and supposedly it's rather non-toxic for a developer?