Or maybe not. So, I suppose most of you are bored reading over and over again that I inherited a Pentax K-1000 with a 50mm on it. I discovered a small "cobweb" like thing at the edge of the front element when doing a flashlight test. This camera has been sitting in a bag for about 15 years, so I was not surprised. But, what really surprised me was it came right off when I cleaned this thing with Eclipse (
http://photosol.com/eclipse/) which I suppose is 99.9% methanol. The flashlight does show some internal dust, but it is otherwise clean and flawless.
If you can get to the fungus before it etches the glass, it should wipe off easily which sounds like your experience. It is not the fungus per se that etches the glass, it is the chemicals that the fungus produces over a period of time that etch the lens. As was said earlier, my friend, it seems to me that you were lucky to catch the condition early.......Regards!