Just to throw in another option, I recently purchased a
Celestron handheld digital microscope pro for my home-schooled kids to use. One of my concerns was whether my 5-year-old would be able to use a conventional stereoscopic microscope. This one allows you to display images in real time on a computer monitor, as well as capture both still images and video footage.
There are some negatives. It can be a touch tricky to focus due to the refresh rate and some backlash on the focus control. To make major changes to the working distance you need to undo a lock nut and move the microscope assembly up the post; the focus knobs on the side have a limited range of movement but are fine for focusing once the head has been set to the correct level. DOF is small at maximum magnification and of course the image is not stereoscopic. The microscope assembly, while reasonably made, is not as robust as a good optical microscope would be. And it does not have a mechanical stage, only clips.
That aside, the results are quite useable. See e.g.
this image of a ruler. The vertical white lines are one millimeter (1/25 inch) apart and when I view it 1:1 on a 24" screen, the magnification is about 275x. This was taken at maximum magnification; minimum is about 18x.
To answer your question about negative grain, see
this image of a small section of Delta 100 negative at maximum magnification (about 275x when viewed 1:1 on a 24" monitor). I just clipped it under the stage clips and used the built-in LED lighting illuminating it from above. The grain is clearly visible, although it's too small to analyse shape etc properly. Delta 100 is a fine-grain film. (Sorry I don't have any C41 negs to test for you).
I apologise if I have broken a taboo by mentioning a digital imaging system on APUG.