My selenium is KRST, sepia is from scratch.
Since sepia toners are very alkaline, you definitely need to add a sequestering agent. Hexametaphosphate suffers from hydrolysis in very alkaline environment, but this takes days and your sepia toner bath is single session anyway I suppose. I am surprised that a packaged product like KRST needs extra ingredients, but I don't know your Toronto's water.
I make my hypo clear myself ; just 1 tbsp sodium sulfite per litre of water. I guess that is the culprit? Thinking back, the problem probably started when I started doing this.
Yes, Sodium Sulfite is quite alkaline and will precipitate Calcium Carbonate.
The reason for scum formation in alkaline environment is simple: in neutral environment you have mostly Bicarbonate anions, and Calcium Bicarbonate is somewhat soluble, therefore there can be quite a bit of Calcium in your water. If you raise pH (i.e. add OH
-), Bicarbonate will turn into Carbonate (HCO
3- + OH
- <----> CO
3-- + H
2O), Calcium Carbonate is quite insoluble and will form the precipitate you observed on your prints.