Eddie,
I suspect that the main reason you're seeing NR for these films is that the manufacturers assume that you want to retain accurate color balance. The different sensitized layers for RGB in these films are designed to balance each other within a specific exposure range. Once outside that range the different layers would tend to drift apart in response, failing at different rates and so causing a color crossover, or different color response/balance in the shadows and highlights, therefore not recommended for critical work.
You can determine your own rates with some relatively easy tests, a bit too long to go into here, but just a few exposures and an ND filter are required to determine a pretty useful "failure rate" for a given film. Those tests are normally done with a lens, but the reciprocity failure rate (often called the Schwarzschild exponent) should remain the same for pinhole work. Gainer's method in the thread mentioned below should also give you a practical working approach.
Search APUG for reciprocity, schwarzschild, gainer or some combination of those and you'll see some long threads on the topic, along with a couple of alternative ways of calculating reciprocity failure. For references to books with the testing methods, search APUG for Covington, Reeves, and astrophotography.
Here's one for starters: (there was a url link here which no longer exists)
There are also several other good ones.
Lee