Well, the ISO speed is well defined and it's what's printed on the box, although it is obtained with specific developer(s). The "actual" film speed is whatever might that be, based on whatever definition.
Kodak doesn't provide a separate development time for 1 stop underexposure, because you can print such negatives with a harder paper/filter grade. Basically this means that you can even mix your exposures in the same roll and use the same development time. You wouldn't get +1 stop film speed increase anyway with somewhat increased development time. If you underexpose by 2 stops, then you need to push process, in order to get reasonable density and print with a reasonable grade. Push processing will also give somewhat sharper toe, you'll need less exposure to get 0,1 density units above fog, so you'll get better shadow detail.
All of us have made mistakes when metering a scene (especially when blindly following TTL meters) and underexposure by 1 stop is quite common. These negatives will be somewhat tougher to print, but you'll get reasonably good results.