My routine and rational is:
Stop Bath is needed to arrest development at the point you consider the development done. This stopping will take :30 seconds or so to be on the safe side. Any light will affect the un-fixed print.
I rinse the Stopped print only to avoid carry over into the Fix. I Fix all papers in KRF without "B" for 2 minutes in Fix 1, rinse, 2 minutes in Fix 2 and rinse again prior to HCA in order not to carry over fixer in the Hypo. No white lights yet, still a possibility an affect can be made on a fixed image (This may be superstition).
Only after a few minutes in a hypo clean do I turn on the overhead light. I decide then whether to go directly to the trash bin or continue hypo, wash 20 minutes, Selenium, wash another 30 minutes, then go on to the drying.
I think the steps from developer thru stop are image producing steps while fixing, cleaning, washing, toning, washing and drying are image permanence steps that may be avoided when making test strips that will have a life expediency of no more than 15 minutes.