I've always used HC 110, dilution H, or higher, if I didn't have any on hand and didn't want to buy a bottle then any low fog developer. I have not tired Xtol, but have used the Ansco/Gaf version of D76 which is softer working. Not knowing how old the film is, what ISO it was shot at, how it was metered, I would stand develop, low temp, 60 degrees or so. 1 1/2 to 2 hours, it's a crap shoot. You can also use a restrainer, such as potassium bromide in a 1% solution, 100ml with any developer, might work with HC 110. The idea is to develop to very high contrast then print very low contrast, grade 1 filer as I don't know of any brand that still makes grade 1 paper.