What really impressed me about Tmax 100 is the exceptional look I was seeing in studio work I was doing with models. I was making 16x20s that were incredible. But, then when I went out and took a bunch of pictures of railroad cars, I was unhappy about the soft edges. I'm not even sure "soft" is the right word. The detail is excellent, but it doesn't have the apparent knife edge sharpness that I like with hard subject matter like machinery.
Maybe I'm trying to have my cake and eat it, too, but I think it's probably worth an experiment or two to see what the differences are between the two. I'm pretty impressed with Tmax 100, but I can also see how I might occasionally have problems with shadow dropout or blocked highlights especially since I'm not meticulous in metering my subject matter when shooting 35mm. For larger formats, I think I might be more inclined to stick with traditional films like Pan F, FP4, etc. Even with 35mm I occasionally pick films that give me an enhanced graininess. Sometimes "grain is good", as they say.
I have never tried Xtol 1:3, so I'm looking forward to giving that a try.
By the way, I found a couple links to old developing charts that show the 1:2 and 1:3 developing times, but if anyone has a PDF of the old Kodak Xtol data sheet (in English) that include the 1:2 and 1:3 times, I would love to get a copy of it.