You make good points every time, Doremus, thanks.
True that's what I used to do...but I was often disappointed with thin density in the shadows on my negatives shot with red filter. And I could see the immediate difference in reading is 2 stops through filter when the published factor requires 3 stops.
That's what put the bug in my mind that tells me I "should" compensate by reading unfiltered, and then apply factor, instead of reading through and shooting as-is. But... now I rate my film speed lower than its "real" speed (I often de-rate 2/3 stops these days)... So, knowing I already have the safety factor... with a lower film speed rating, red filter reading through the filter will result in a reading that is really correct.
Bill,
It seems to me that you've found your factor for a #25 filter and that meter, so you
could read through the filter and just add a stop and arrive at the same place as if you'd applied the filter factor.
That said, it's actually more complex than that. Film responds differently to strong red illumination that to a full spectrum (and to strong green, blue, etc.). There is a change in sensitivity and a change in contrast. These vary from film to film. A #25 filter with TXP tends to increase contrast, so I indicate less development. The opposite seems to be true for TMY (I haven't got it 100% nailed down yet, but it looks like either no contrast adjustment or perhaps a bit more is needed).
These things happen whether you apply the filter factor or read through the filter. Taking things to the next level, one would test at least the most extreme filters they use with the films they use and arrive at development adjustments for them if needed (that's what I've done). This, coupled with factors for the same stronger filters when reading through them yields an exposure compensation and development adjustment for those filters. My example: with TXP and a #25 filter I give 2/3-1 stop more exposure than the meter indicates reading through the filter and then develop N-1 (or one contraction more than the normally indicated development).
Again, there are good reasons to read through a filter instead of applying a factor. For in-camera-meter users, speed is the main advantage (especially when using an auto-exposure mode); dial in the exposure compensation needed for your filter, if any, and just rely on the meter. For me, a ZS user, spot metering through the filter allows me to look for tonal mergers that might otherwise escape me as well as to more precisely place colored objects in the scene (or at least know better where they fall). I'm 100% aware that there are discrepancies in this approach due to the mismatch of film and meter spectral sensitivities, however, it seems to work generally and gives me some little bit more information to use in visualizing. This latter to me justifies the read-through-the-filter approach.
Best,
Doremus