Steve,
Helen's advice to keep it simple is best.
I have an F5 that I have used for frequent mountain photography (along with non-analogue Nikons) I ski most weekends in the Canadian Rockies. I find that the F5's matrix metering is mostly accurate and if I don't have time to think about metering I will use matrix with +2/3 of a stop. The matrix meter in the F5 does not seem to be "fooled" by a polarizer. I have no first hand experience with the F601 variant of the matrix meter.
I find that there are a large number of factors when it comes to photographing snow scenes in the mountains and it can drive you nuts trying to account for them all. While the contrast range can be extremely high on a clear sky sunny day (i.e. between bright snow and dark subjects such as bare ground or evergreens), the same scene can be much lower contrast on a bright hazy day. It seems counter intuitive because the light levels on a hazy day are still very high (so much that you still must wear dark sunglasses) and you would think contrast levels are still high but they are not. On a bright hazy day you will likely retain detail in the darker parts of the scene whereas in the first case the dark areas tend to black out.
There will be cases where you will not be able to hold detail in both the brightest and darkest parts of the scene and other times where you will. For outdoor portraits, matrix metering seems to work pretty well and makes the right choice of letting the snow "blow out". I think if you try to work out a set of guidelines for your wife to follow based on percentage of snow in a scene, you will end up with many exceptions to the rule and that will take the fun out of it.
If your wife is going to take both slide and print film, I would recommend for scenics:
1) print film - use matrix metering and dial in +1 stop compensation (or set ISO lower when loading film and leave it there)
2) slide film - use matrix metering - take 2 shots of every scene - first shot at matrix meter reading and second with +1 stop (if you can set up an auto bracket sequence that will do it great - you don't need to bracket minus compensation)
3) For people/portraits - just go with the straight matrix meter reading.
Don't worry about the polarizer from a matrix metering point of view.
I believe that Nikon has at least 5 variations that they call matrix metering which may explain varying opinions on its accuracy. The simplest is 5 segments with a simple algorithm and the most complex is in the F5/F6 (and D2..) that has 1005 segments that read colour in addition to the luminance and distance and compare to a database of over 30,000 photos. Some pro-sumer models have 1005 segments but no colour info so read the spec sheets carefully.
Moose Peterson has an interesting method for testing exposure that may be useful if you are still thinking of testing. I would use any cheap slide film rather than wasting good expensive stuff since you are mainly interested in the relative differences between the exposures.
http://www.moosepeterson.com/techtips/teddybear.html
I will see if I can dig out any exposure information from past snow photos.
Good luck