Thanks to all who responded to my post. Photrio is truly an incredible source of information. Thanks to Oren for the info on my specific lens it was very helpful. Matt, I like your image too except for that highlight in the center and think you are probably correct in your assessment of the cause.
For the past 20-25 years I have been using heavy cameras (RB-67, Pentax 6x7, Wista 4x5) and am used to using the three legged VR that Sal mentioned. I always keep a tripod close at hand especially when I'm involved with serious photography. All that being said, I think that I will keep the lens that I have. It was ridiculously cheap, $89 and if I find that I can't live w/o VR, I'll buy another but with VR.
The only problem that I found with the lens that was somewhat disconcerting is that Nikon made the filter size 55mm and I have a shit load of 52mm filters. I ended up ordering a 55mm CPL with multi-coating, a Hoya evo for $15 from Samy's off Fleebay. So I think that I'm all set now.
Thanks again to all who responded,
Robert