I don't have a DP-12 prism. I do have a DP-1 prism, so I took it off and looked at it.
When you look at the prism from the underside you should see four images of a rectangular clear-ish area. I believe these are actually four images of the same area. If you look at the curvy damaged boundary of the paint, it's the same set of curves (sometimes inverted), and the same black dot present over one of the "peaks" in the curvy boundary. That's why I think these are four images of the same place.
I think this is a clear area that allows the image of the metering display to be projected into the eyepiece.
It looks to me like paint that is on the outside of the prism to protect against stray light, except in this clear area, is chipping away from the edges. I don't know whether this also involves desilvering or if it's in an area that you would see when looking through the finder. Prisms have a sort of hall-of-mirrors effect so that what you think you are looking at, is not always where you think it is.
I don't really know if there's any fungus inside the finder or if those are reflections of dust, etc.
The DP-12 is the F2AS prism I believe. I guess I would say, if you paid a lot for it you should return it since it's clearly imperfect, and if not, maybe keep it since it's apparently usable.