Hi joe sharp
Welcome aboard !
You are right there really isn't a straight answer. Is it black and white or color film? Do you live some place humid and hot?
Do you have a basement or room that doesn't fluxuate heavily in temperature/ is climate controlled?
I have had all my film on a shelf in a basement for 20 years .. it doesn't get above IDK 70 or below 65 maybe 60?
I've never put film or paper in a fridge and never had a problem with film going bad.
I guess there is a little thermostatic pictograph on the box of film that suggests store around xºF but I've never had issues, maybe you will ? There was even a thread from a few years ago where the same question ( for black and white ) was asked and while most people weren't able to tell if there was any detrimental side effects of film not being stored in a freezer or refrigerator, some folks used scientific gadgets to show there might have been differences in their film.
If you want and can spare a roll of film, keep 1 roll out and the rest in the fridge and shoot the last roll as unrefrigerated and see how it looks, and post back with your results.
Nothing like "real life" experience.
John