I'm not sure if you are using the same process as I, but here goes. I use a JOBO CPP-2 and Kodak's 1 gallon c-41 kit which consists of 4 steps: developer, bleach, fix, and final rinse. There is no stabilizing step in this kit. Rather, a non-formaldehyde based stabilizer has been incorporated somehow into the developer or bleach…I can't remember which. Anyway, there is no formaldehyde in the final step. It’s simply a rinse step that contains a wetting agent to reduce streaking. Wetting agents are a no-no for the JOBO reels and drums. They cause nasty bubbling as Mike noted, and some build-up problems, according to JOBO. So, even though there is no formaldehyde I still follow JOBO’s recommendation and avoid using their reels and drums with the final rinse step because of the wetting agent. Actually I just use water only at the end because the final step doesn’t do anything to the film except inhibit spotting. If your water gives you a spotting problem to the extent that you need to use the final rinse step, then you should do it off-reel.