It could be but.....Fungus can take a few forms. One looks like a demented spiders web or forked lightening flashes, usually from the edges but it can appear almost anywhere. Another version is a general misting of the lens with swirling or streaking marks like a badly cleaned lens using a slightly greasy cloth. These look like dust particles, but to be sure only a strip down by a lens technician will tell accurately. Anecdotal chit chat usually gives all descriptions of possibilities (including mine) I am sure there are manifestations around I have never come across.
Oddly the subject of fungus inside my Nikon 35/70 AFD lens (the swirling type of fungus) knocks the contrast right off if I am using it on my D800, but used with colour or B&W film on my F2a there is little or no difference to results from a spotless lens.